Who can benefit from this app?
Everyone who buys food, cellphone load, medicines, groceries, gas, clothes, coffee, movie tickets and other goods. So technically, EVERYONE can benefit from this app (except if you live under a rock).

Is this a scam?
No. Definitely this is NOT a scam. We have ALL the legalities that you need (SEC, Clearances, Permits, BIR forms and the like) in order to prove that we are NOT scammers. We will upload copies of these certifications soon.

Do I have to pay anything?
No. You may earn rebates from everything you buy for FREE as long as you have an android phone. However, there are higher rebate rates and a very good incentive program if you'll refer friends under the paid version.

Is this a pyramiding scam?
No. However, you will get rewarded if you recommend this to your friends. Its like referring a good movie or a great restaurant to a friend but this time, you'll get incentives.

WHY INGENIOUS IS NOT FALLING UNDER PYRAMIDING?
When a Subscriber (Sub) gets the FREEMIUM App (Free), linking other users IS NOT A MANDATORY REQUIREMENT to earn GENEROUS PAYBACK (up to 100% rebate) from his/her purchases. Ingenious offer of FREE App clearly establishes that it is NOT TAKING money just to provide the benefits of GENEROUS PAYBACK to ALL subscribers.

The Premium App allows a Sub to enjoy features that the FREEMIUM App does not offer. Example is the ability to FACILITATE or 'SELL TO' other beneficiaries (non-members) who may require products or services offered thru Paybux. This gives the Premium App Sub the ability to ACQUIRE purchase transactions and earn the corresponding REBATE or PAYBACK for such 'facilitated' transaction based on his Subscription type (Mentor or Icon).

Also, it is legitimate for MLM companies to give rewards, commission or incentives from the SALE of legitimate products, that in Ingenious' case, is the Premium App for Mentor or Icon Sub. Another way to tell if a program is Pyramid or not is the LAST-SALE TEST. This is about the assumption that if you are the LAST PERSON to buy the product being offered, you would FULLY BENEFIT from the value of the purchased product without the need to 'recruit' (hence being the LAST).

FREEMIUM and PREMIUM Paybux App users will benefit from its CORE VALUE PROPOSITION, which is the Generous Payback, because LINKING other users is NOT A MANDATORY REQUIREMENT to earn rebates. What enables Ingenious to give Generous Rebates is the COOPERATIVE CONSUMPTION of ALL Paybux users. Paybux is DEFINITELY NOT a pyramid program due to its ability to provide value (give rebates) WITHOUT THE NEED for the Sub or App user to RECRUIT OTHERS. People who practice legitimate network marketing fully understand this crucial principle.

What are the types of purchases where can I get rebates?
As of now, food items (Jollibee, Chowking Mang Inasal, Red Ribbon etc.), Medicines, Cellphone Load, Gasoline (Petron), Clothes (Resorts World), Movies (Resorts World) and Coffee (Figaro, Coffee Bean etc.). More items will be included in the list since its still on the pre-launching stage.

I want to invest. What is your proof that this will be a good business venture?

1. Mobility is everywhere resulting in the decline of Fixed Line (Landline).
2. Mass digitization resulting in huge data services demand. 30% of service revenues for operators around the world come from data usage and it will continue to increase.
3. We are undeniably living in a Post-PC world. The market for PC is drastically shrinking and SmartPhones are becoming very affordable. Filipino brands such as Cherry Mobile and MyPhone are offering more and more affordable android phones.
4. App is where everyone is going. Nearly half of the world's population is under the age of 25. This generation astoundingly leads the digital consumerism age.
5. Mobile Money Market is worth $280 Billion by 2018.

We are trying to look steps beyond on how the market will look like in the future. This app is the future of marketing.

How does it work? What are the steps I need to make?

1. Download the App for FREE.
2. Use the App to establish connections and COMMUNICATE to friends (and by that we mean to call, chat, send message or tag friends in a post). Voice Call is unlimited and can be international.
3. Use the App to SHOP. BUY prepaid top-up products for example.
4. Wait for the PAYBACK REWARDS equivalent to 50% of your purchases.

That sounds like a great idea! I want more! What are the steps I need to make?

1. Buy the full-feature App.
2. Use the App to build connections and communicate.
3. ENDORSE the App to your friends to create INCOME streams from product purchases, subscriptions to services and advertisements.
4. Shop using the App and enjoy PAYBACK REWARDS of up to 150% of shopping expenses.
5. Enjoy INCENTIVIZED LIFESTYLE.

How much would the App cost?
Note that the application is FREE. As a free user you will be tagged as a BUILDER. However, if you want more, you may want to upgrade to MENTOR which costs Php 999.00 or ICON which costs Php 10,000.00.

What is the difference between a MENTOR and an ICON?
The MENTOR upgrade will entitle you to a FREE 300 Bux while the ICON upgrade will entitle you to a FREE 1000 Bux. Bux is the currency used in the application which is roughly equivalent to 1 peso. As an ICON, you will also have Merchant Promo Vouchers, 6 Royalty Upgrade cards, and a PayBux Card that you can use even if you are offline. The main difference between the two is the EARNING POTENTIAL. We suggest that you watch our presentations (How It Works? tab) first before purchasing the upgrade. We want you to have INFORMED CHOICES. Php 999.00 and Php 10,000.00.

I am interested in the Prepaid Loading aspect of the App. However, I already have a loading business. Why should I choose you?
By the end of the year, telco discount on all prepaid products is expected to be at the lowest of 5%. The retailers of load will consequently respond by ADDING more cost. For example, they will sell P30 worth of load for P31-P33. In the end, consumers will be the one who will carry the burden. Somehow, it is nice that there are many companies today offering 'loading business' to help consumers save from their usual expenses. But what if you can get 50% 'cash back or payback' from load expenses? Its better right? And what's better is that you don't need to pay for any 'joining fee', 'franchise fee', 'membership fee' or any fee to enjoy this great service.

I am interested in the gasoline rebates. How much payback is given? Can you give me a scenario?
You can get as much as 20%! Here is a PayBux User Scenario: Your monthly FUEL consumption is P4,000. You were able to link 3 friends to use PayBux for their Fuel budget of the same amount. Everyone wants the same rewards so everybody is getting 3 motorist friends averaging P4K fuel expenses each month. When this action (a person linking 3 friends) is multiplied 10x, your PayBux rewards will grow from P1,400 to P300K monthly. And that is just one of the 12 ways you are rewarded by !ngenious. However, as of now we are tied with PETRON for our fuel purchases.

I am interested in the food rebate. Can you give me a scenario?
You are starving and you want to grab a burger meal. So you asked your officemates to take the break with you. Incidentally, all of them became PayBux users because you linked them up. The burger meal costs P80 and it is going to be your 4th visit on the same month. So you try to figure out the PayBux rewards you can get just because you simply want your burger meal. You figured out that if your 3 friends spends an average of P320 every month on a burger meal and they will in turn link up 3 friends who love the same meal, you would end up earning !ngenious rewards anywhere from P2,000 to P150K every month. Then just before you take that bite you smiled and thought, what a difference it makes to be part of a community of winners that can turn ordinary things into extra-ordinary celebrations.

Do you have plans for expansion abroad/international?
Yes we do have! It is actually very easy to expand abroad since the app can easily be downloaded anywhere in the world with internet connection. We just have to partner up with merchants abroad. This means that you can ask your family members, relative or friends overseas to join you! In due time, with this great product, EVERYONE in the world will be using PayBux!

How can Ingenious give these large rebates like almost everything is free? Will the company occur loss?
PayBux gets money from every transaction you make. Rebates given are not from the sole buyer only. Purchase transactions from other PayBux users help other users to get their rebates. Unlike the traditional rewards system where rewards are based SOLELY on the user's purchases, the PayBux-Hexcell uses an algorithm to get GROUP REWARDS. This means that if you are buying using the PayBux system, you are helping other users get rewards too. You don't need to know these other people because the SOCIAL REWARDS SYSTEM or COOPERATIVE GROUP REWARDS system of the HexCell will do this for you.

I am very convinced with this! I want to start now! How can I start now?
As of now, we are still on the pre-launching stage. We will release the application on Google Play this January 2014. The registration for paid users which will roughly be on February 2014. If you want to get the latest updates or would like to be part of the pioneering team for this latest business that will change the way we buy, please contact your sponsor.